desertschools.orgLocal Credit Union in Arizona - Desert Financial

') COVID-19 Updates: Practice social distancing! Use Online Banking , Contact Us , or see our updated Branch Services . Questions about your government stimulus check? Get more info. Have a small business? Learn more about the Paycheck Protection Program loan and how we can help. Locations Contact Rates Schedule Appointment New Loans and Accounts: 602-433-5626 Service: 602-433-7000 Routing # 122187238 PERSONAL BUSINESS NEWS & KNOWLEDGE WHY CHOOSE US Banking with Us Make the Switch Relationship Rewards Member Giveback Bonus Refer a Friend Sharing Success What's Different CHECKING & SAVINGS Checking Overview Free Checking Online & Mobile Banking Account Features Savings Accounts Money Market Accounts Savings Certificate IRA Certificates IRA Savings Health Savings Account Other Savings Accounts Holiday Savings Savings Jumbo Certificate College Savings Certificate LOANS Auto Loans Overview Auto Refinancing Auto Purchase Loan Other Vehicle Loans Protect Your Car Dealership Purchase Home Loans Overview Mortgage Loans Mortgage Refinance Home Equity Line of Credit Jumbo Loans Adjustable Rate Mortgage (ARM) Loan Mortgage Payment Assistance Home Warranty Plans Personal Loans Student Loans Variable Rate Line of Credit Signature Loans CREDIT CARDS Card Comparison Visa Platinum Card Cash Rewards American Express Card Visa Real Rewards Card Premier Rewards American Express Card Visa College Real Rewards Card WEALTH MANAGEMENT Investments Advisors Insurance Services Auto, Home, Business Request a Quote Senior Market Insurance Medicare and More Advisors Wills and Trusts Consultants Seminars Medicare Seminars Wealth Management Events Wills & Trust Seminars ABOUT US Commitment to Education Careers Community Overview Desert Financial Foundation Annual Report NEW LOANS & ACCOUNTS: (602) 335-5003 MEMBER SERVICE: (602) 433-7000 LOGIN OPEN AN ACCOUNT Update: Branch and Drive-thru access For Your Safety, we're making updates to our in-person service options. GET THE DETAILS CHAT NOW --- Learn More CHAT NOW --- YOU COULD LOWER YOUR PAYMENTS WITH AN AUTO THREE-FI™. The auto refi with triple the perks. Up to $ 500 cash back 1 Rates as low as 3.64 % APR 2 90 DAYS to first payment 3 Learn More NEW LOWER INTEREST RATE ON HOME EQUITY Get the cash you need, whenever you need it. 2.49 % APR 1 for the first 12 months Rates as low as 4.125 % APR 1 after the first 12 months Learn More Please upgrade your browser We’ve made changes to online banking with new features that are faster and easier to use. Unfortunately, your current browser doesn’t support the new enhancements. Click here for more information. Continue Online Banking Login Sign In Need Online Access? FORGOT PASSWORD? FORGOT USERNAME? SIGN UP NOW Other Logins CREDIT CARDS INVESTMENTS IDENTITY SECURE AUTO HOME PURCHASE HOME REFI HOME EQUITY 30 Yr Fixed Rate AS LOW AS 3.256 % * APR 15 Year Fixed Rate AS LOW AS 3.004 % * APR FHA 30 Year Fixed AS LOW AS 4.017 % * APR LEARN MORE * 30 Yr Fixed Rate AS LOW AS 3.599 % * APR 15 Year Fixed Rate AS LOW AS 3.195 % * APR FHA 30 Year Fixed AS LOW AS 4.017 % * APR LEARN MORE * Auto Refi AS LOW AS 3.64 % * APR + UP TO $ 500 CASH BACK 1 New Auto AS LOW AS 3.14 % * APR Used Auto AS LOW AS 3.39 % * APR LEARN MORE * Home Equity LOC 2.49 % * APR FOR THE FIRST 12 MONTHS Home Equity LOC AS LOW AS 4.125 % * APR AFTER THE FIRST 12 MONTHS LEARN MORE * Keep your small business going strong with the Paycheck Protection Program loan. SMALL BUSINESS ASSISTANCE See how we share our success all throughout the Valley! LEARN MORE Desert Financial is taking extra measures to help safeguard your health. LEARN MORE Member Stories Harry's Story Joel's Story Leticia and Juan’s Story Brian’s Story For over 25 years, member Harry Hummel has trusted Desert Financial to help him accomplish major life goals — from saving for family expenses to purchasing a new home (twice)! Retired teacher, former park ranger and lifetime horseman Joel Whitfield has been a Desert Financial member since 1975. Find out how he lives his cowboy dreams with the credit union’s support! Find out how Leticia and Juan’s dreams of homeownership came true with Desert Financial’s help, just in time for a very special day! When longtime member Brian Crow moved 1,700 miles away to be near his family, he was worried that he would lose his relationship with Desert Financial. Watch the video to learn what happened next. 80 YEARS OF SHARING SUCCESS In 1939, fifteen Arizona educators pooled their money together to start a local credit union. Much has changed since then, but we remain true to our founders’ belief in sharing success with our members, our team and our community. In today's economy, you need to be smart with your money. Use this quiz to gauge whether you're at the head of the class or need to brush up on finance. What's your financial IQ? FIND OUT Discover how your membership impacted our community in 2018 Fully invested in our community LEARN MORE We award more than $30,000 to high schools seniors who volunteer in our community. Community Service Scholarships LEARN MORE As a member of a credit union, you're an owner, not a customer. That's a significant difference. Is a credit union right for you? FIND OUT WE'RE HERE TO HELP. NEW ACCOUNTS: (602) 433-5626 SERVICE: (602) 433-7000 PERSONAL Savings Account Features Auto Loans Home Loans Personal Loans Credit Cards Will and Trust Services Insurance Identity Protection Fee Schedule BUSINESS Business Checking Business Savings Business Loans Credit Cards WHY CHOOSE US Banking with Us Switch Kit Relationship Rewards Sharing Success NEWS & KNOWLEDGE Careers Locations Contact Us Site Availability Site Map Terms and Conditions Legal Privacy Policy Frequently Asked Questions © 2020 Desert Financial Federal Credit Union Federally insured by NCUA...